Many lenders have specific requirements when assessing loan applications of self-employed customers.  There can be a vast difference in your borrowing capacity between weveral different lenders based on factors such as the length of time you have been operating your business, whether you are registered for GST, the structure of your business ownership and, of course, you net profit!

Our team will be very happy to spend the time with you to explore your options in detail and help you decide which lender and loan product is most suited to your situation.

Investing in 'bricks and mortar' is for many people the preferred way of building wealth and preserving their nest egg. To a certain degree, it holds true. Rising real estate values, demand for rental accommodation and the on-going scarcity of new building land can make investing in the property market an attractive and viable option for the astute investor. We can help find the home loan to help you establish or grow your property portfolio.

You should be aware of various lenders' policies in this area and the many options available.  Some of the points that you will need to consider are whether to cross-collateralise your properties, whether to borrow the maximum possible and pay Lenders Mortgage Insurance, whether your loans should be fixed or variable and many other considerations.

We will be happy to spend the time with you to ensure that you are aware of the options available and are able to make well-informed decisions.

When building a property portfolio, the maximum amount that you can borrow can vary tremendously between lenders.  If you would like some information on your borrowing potential, please complete and submit our borrowing capacity form and we will be in touch shortly.

So you and your family are growing, but your home isn’t? Maybe you need room for a home office, space for you and the children to relax and play, bigger bedrooms or a backyard that will accommodate a pool. You may even need to find that special home loan that enables you to purchase your next dream home whilst you’re still in the process of selling your existing home. We can find you the home loan that gives you room to move.

It could be a new car or boat, a holiday or perhaps just consolidating your debts. You may be a student needing some funds to complete your degree or maybe you've moved out of home for the first time and need to buy household goods like furniture, a fridge and a washing machine. Whatever it is, we can help make it happen, with helping to find the right loan to suit your needs.

Your first home, how exciting! You may be leaving home or getting off the rental treadmill, either way it’s a big step that puts you on the path to developing some real wealth through gaining a major asset. We help first home buyers to achieve their dreams. To help you on your way, the Federal and some State Governments provide a special grant to help you on your way. We even lodge your First Home Owners Grant for you with the chosen bank. Call us today if you are in the market for your first home, we're as excited as you are.

From 1st July 2009 the First Home Owners Grant provides $7,000 for all eligible first home buyers.  In South Australia you may also be eligible for a further $4,000 when purchasing a property valued up to $400,000.

Finding it difficult to save for a deposit? Speak to one of our consultants about the options available and current policies for the minimum deposit required.  There have been many changes in this area over the past copule of years, and often with a vast difference between the lenders.

The maximum amount that you can borrow can also vary tremendously between lenders.  If you would like some information on your borrowing potential, please complete and submit our borrowing capacity form and we will be in touch shortly.